Fast, Flexible Hard Money Loans for Colorado Investors
At Your LOI, we provide real estate investors with fast, no-hassle hard money loans in Adams County, Colorado. Whether you’re flipping houses in Westminster or buying multifamily units in Thornton, we help you close faster and smarter with asset-based funding. We serve investors across Colorado—from Denver to Greeley.

What Are Hard Money Loans?
Hard money loans are short-term, asset-based loans designed for real estate investments. They prioritize property value over borrower income or credit, offering flexibility and speed.
Key Highlights:
- – 24–48 hour approvals
- – Close in 5–10 business days
- – No income verification required
- – Loan sizes from $75K to $2.5M+
- – Rehab draws and ground-up construction options available
How to Qualify
- – Investment property under contract or owned
- – Renovation scope or business plan
- – Exit strategy (flip, sell, or refinance)
- – Basic borrower identity and experience
Property Types Eligible
- – Single-family rentals
- – Duplexes, triplexes, fourplexes
- – Small multifamily (up to 20 units)
- – Mixed-use and light commercial
- – Rehab or construction-ready lots
Fast Funding Timelines
- – Term sheets within 24 hours
- – Underwriting within 48–72 hours
- – Closings within 5–10 business days
Local Lending Knowledge in Adams County
We’re experts in the local permitting process, weather challenges, and investor zoning for Adams County. We’ve funded 1,000+ Colorado investment deals and understand local markets like Westminster, Thornton, and Northglenn.
Why Use Private Bridge Loans Over Banks?
Banks can take 30–60+ days. We close in under 10.
Asset-based approval means no income docs.
We lend on distressed and rehab-ready properties.
Rehab draws, construction financing, and creative structuring.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Colorado lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.