Hard Money Loans in Mesa County Colorado
Looking for quick, asset-based funding in Grand Junction or anywhere across Mesa County? At YourLOI, we specialize in delivering fast and flexible hard money loans for real estate investors, house flippers, landlords, and contractors. Whether you’re acquiring a distressed property, starting a renovation, or need bridge financing, our team is ready to support your success.
What Are Hard Money Loans?
Hard money loans are short-term real estate loans backed by the value of the property rather than your credit score. They’re ideal for fix and flip projects, auction purchases, foreclosure deals, or any situation requiring fast capital.
How to Qualify
To qualify, you’ll need:
– A property under contract or owned
– A clear exit strategy (sale, refinance, or rental)
– Renovation or improvement plan (if applicable)
– Minimal documentation – no tax returns or W-2s required
Property Types Eligible
– Single-family rentals (SFR)
– Duplexes, triplexes, and multifamily buildings
– Mixed-use and light commercial
– Distressed or vacant properties
– Construction-ready or rehab-in-progress properties
Fast Funding Timelines
We understand the urgency of Mesa County real estate deals. That’s why we offer term sheets in 24 hours and funding in as little as 3–7 days. Our team knows local permitting, zoning, and renovation timelines across Grand Junction, Fruita, Clifton, and nearby cities.
Mesa County Real Estate Lending Experts
YourLOI has funded over 1,000 real estate projects throughout Colorado, including high-volume investor areas in Mesa County. We understand the challenges of desert climate rehabs, investor-heavy zip codes, and county-specific inspection and permitting delays. We are registered, licensed, and experienced in the Colorado market.
Why Choose Private Lending Over Banks?
Rehab and construction draws available
24–48 hour approvals
Funding for distressed and non-conforming properties
Local underwriting tailored to Mesa County
No income verification