Construction Loans Ground Up in Garfield County Colorado
Are you planning a ground-up construction project in Rifle, Glenwood Springs, or Carbondale? YourLOI specializes in fast, flexible construction loans ground up in Garfield County Colorado. Whether you’re building a single-family rental or a multi-unit investment property, we provide tailored lending solutions for Colorado real estate investors, contractors, and developers.
Ground-Up Construction Loan Program Overview
Our ground-up construction loans are designed to fund the entire building process—from lot acquisition to final completion. We work with builders and developers who need short-term capital to get their project off the ground quickly without red tape.
How to Qualify
We keep the process simple. To qualify, borrowers typically need:
– A construction-ready lot (owned or under contract)
– Plans, permits, and contractor bids
– Reasonable down payment (varies by project)
– Exit strategy such as refinance or sale
– Entity or individual borrower structure
Property Types Eligible
– Single-family rentals (SFR)
– Duplexes, triplexes, and small multi-family units
– Mixed-use or light commercial
– Townhomes and modular construction projects
Fast Funding Timelines
– Term sheet in 24 hours
– Underwriting approval within 48–72 hours
– Funds disbursed in 5–10 business days
Local Lending Experties
YourLOI understands the challenges of building in Colorado's mountain terrain. We have experience with county permitting in Garfield and neighboring areas. From snow load requirements to zoning approvals, we help you navigate local regulations to avoid delays. Serving real estate investors across Colorado—from Denver to Colorado Springs, Aurora, Fort Collins, and Glenwood Springs—we’re trusted partners in construction financing.
Why Choose Us
Close in days, not months
Local market knowledge and onsite evaluations
Flexible draw schedules and phased funding
No seasoning or credit score minimums
No income or tax documentation