Hard Money Loans in Garfield County Colorado
Looking to fund a real estate investment in Rifle, Carbondale, or Glenwood Springs? YourLOI offers hard money loans in Garfield County Colorado, tailored for investors who need fast, flexible capital. Whether you’re flipping houses, building from the ground up, or acquiring distressed property, we deliver fast approvals and simplified lending.
What Are Hard Money Loans?
Hard money loans are short-term, asset-based loans that prioritize the value of the property over borrower credit. They’re perfect for investment properties where time, flexibility, and minimal documentation are key.
How to Qualify
To qualify, simply provide:
– Property details and location
– Purchase or refinance scenario
– Exit strategy (sale or refinance)
– Estimated rehab costs and ARV (if applicable)
– Borrower ID and entity docs (if applicable)
Property Types Eligible
– Single-family rentals (SFRs)
– Duplexes, triplexes, and multifamily
– Mixed-use and light commercial buildings
– Land with permits or shovel-ready projects
Fast Funding Timelines
– Term sheet within 24 hours
– Underwriting in 48–72 hours
– Close in 5–10 business days
– Rehab draw schedule included (if applicable)
Local Expertise in Garfield County
Our team understands the unique demands of building and investing in Colorado’s mountain regions. From seasonal permitting challenges to wildfire risk assessments and rural zoning codes in Garfield County, we work with you to move quickly and compliantly. Serving real estate investors across Colorado, from Denver to Colorado Springs, and trusted in Glenwood Springs, Rifle, and surrounding cities.
Why Choose US
Rehab Financing: Available vs. Rare
Speed: 3–10 day closing vs. 30–60 days
Flexibility: Custom terms vs. rigid bank guidelines
Documentation: Minimal vs. full tax/income review
No income verification
Experience, Expertise & Trust
YourLOI has funded over 1,000 investment deals throughout the state. We’re a licensed, transparent private lender registered in Colorado, with no hidden fees and a clear underwriting process. Our loan officers are experienced in county-specific codes and inspection steps, ensuring your project stays on track.