Commercial Property Construction in La Plata County Colorado
YourLOI offers tailored commercial property construction financing for real estate developers and investors throughout La Plata County, Colorado. Whether you’re building a retail center in Durango or a mixed-use complex in Bayfield, we deliver fast and flexible funding for commercial ground-up projects.

Loan Program Overview
Our commercial construction loans are designed to fund new development projects from the ground up. These loans cover land acquisition, soft costs, vertical construction, and more. We fund office buildings, medical facilities, retail centers, light industrial spaces, and mixed-use developments.
How to Qualify
Minimum requirements include:
– Commercial land under contract or owned
– Approved architectural plans
– Zoning and permit status from La Plata County
– Construction budget with use of funds
– Exit strategy (sale or permanent refi)
Property Types Eligible
– Medical and professional offices
– Multi-tenant retail centers
– Industrial warehouses and storage units
– Hospitality and lodging developments
– Mixed-use residential/commercial
Fast Funding Timelines
– Indicative terms within 24–48 hours
– Full underwriting within 3–5 days
– Closing within 10–15 business days
– Construction draws disbursed as stages are completed
Trusted Lending in La Plata County
With more than 1,000 real estate projects funded across Colorado, we bring local experience and transparency to every deal. We understand La Plata County’s building codes, contractor requirements, and site inspections. Our team works closely with developers in Durango, Bayfield, and Ignacio. Proudly serving investors across Colorado—from Denver to Fort Collins, Aurora to Colorado Springs, and throughout La Plata County.
Private Lending vs. Traditional Banks
We fund special-use and rural commercial properties
Flexible draw schedules and quick inspections
Credit score is not a dealbreaker
No tax returns or bank statements required
Get Started Today
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Apply now for fast approval by speaking with a local Colorado lending expert today, and submit your deal scenario for same-day feedback