Fix and Flip Loans in La Plata County Colorado
YourLOI specializes in fast, flexible financing for real estate investors in La Plata County, Colorado. Whether you’re flipping a distressed property in Durango or renovating a duplex in Bayfield, our asset-based fix and flip loans are designed to help you close quickly and scale faster.
Loan Program Overview
Fix and flip loans are short-term, interest-only loans designed to help investors purchase, renovate, and resell properties for a profit. These loans prioritize the value and potential of the asset, not the borrower’s income or credit profile.
How to Qualify
Our process is simple and fast:
– Property under contract or owned
– Renovation budget and scope of work
– Exit strategy (sale or refi)
– Basic borrower ID and entity docs
– Loan amounts from $100,000 to $5M+
Property Types Eligible
– Single-family residences (SFR)
– Duplexes, triplexes, and fourplexes
– Small multifamily properties
– Light commercial and mixed-use properties
Fast Funding Timelines
– Term sheet in 24 hours
– Underwriting in 48–72 hours
– Funding in as little as 5–7 business days
– Draw schedules based on project milestones
Local Lending Experience in La Plata County
We’ve funded over 1,000 real estate investment projects across Colorado. Our team understands the unique challenges of investing in mountain and rural regions like La Plata County. We serve clients in Durango, Ignacio, and Bayfield, helping them navigate zoning, inspections, and construction permit delays.
Why Use Private Bridge Loans Over Banks?
Rehab financing available for distressed properties
Close quickly to seize time-sensitive opportunities
Local knowledge of La Plata County permitting and timelines
Credit score not the primary factor
No income documentation or tax returns required