Construction Loans Ground Up in Montrose County Colorado

Construction Loans Ground Up Loan Program

Your LOI specializes in providing Construction Loans Ground Up in Montrose County Colorado. These loans are ideal for real estate investors, builders, and developers starting new residential or commercial builds from the ground up. We understand the timing and complexity of Colorado builds and offer flexible, asset-based funding to match your vision.

How to Qualify

Provide project plans and contractor estimates
Own the land or be under contract
Submit permits or evidence of zoning compliance
Clear exit strategy (refinance or sell)
Entity or individual borrower accepted

Property Types Eligible

Single-family residences (spec builds)
Duplexes, triplexes, and quads
Multifamily buildings
Light commercial or mixed-use developments
Investment-grade new builds

Fast Funding Timelines

Term sheet within 24–48 hours. Closing in as little as 5–10 business days depending on the complexity of the deal and document submission timeline.

Local Lending Experience in Montrose County

From downtown Montrose to surrounding rural development zones, we understand the build challenges that face local contractors—from seasonal construction windows to water tap delays and county zoning requirements. We're trusted by builders across the Western Slope.

Why Choose Private Construction Loans?

Local knowledge of permitting and weather timelines

Close quickly with Colorado-based decision makers

Flexible credit requirements

Custom draw schedules for materials and labor

No income or W-2 verification required

Experience, Expertise, and Trust

Your LOI has funded over 1,000 real estate investment projects across the state. We are a registered private lender, offering transparent, compliant, and investor-first solutions tailored to Colorado’s fast-paced real estate market.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Colorado lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals