Construction Loans Ground Up in Summit County Colorado
Building a new property in Summit County? Whether it’s a luxury cabin, vacation rental, or multi-unit development, YourLOI.com provides fast, flexible ground-up construction loans in Summit County Colorado. Our private lending programs are tailored for real estate investors, builders, and developers who need capital to break ground and build from the ground up.
Loan Program Overview
Our ground-up construction loans are asset-based and ideal for investors looking to build new structures from scratch. We specialize in funding horizontal and vertical construction phases, covering land purchase, permits, foundation, framing, and final build-out.
How to Qualify
We offer fast, flexible approval with these basic requirements:
– Land under contract or owned
– Construction budget and scope of work
– Approved plans and permits (or in process)
– Licensed general contractor
– Exit strategy (sale or long-term refi)
Property Types Eligible
– Single-family homes
– Vacation rental cabins
– Duplexes and triplexes
– Multi-unit residential (up to 20 units)
– Mixed-use with residential component
Fast Funding Timelines
– Pre-approval in 24 hours
– Loan funded in 5–10 business days
– Draw schedules based on build milestones
– Final draw after certificate of occupancy
Local Lending Expertise in Summit County
We’ve funded 1,000+ investment projects across Colorado and are trusted in Summit County’s top markets including Breckenridge, Frisco, and Dillon. Our team understands mountain terrain builds, snow-related delays, local permit challenges, and seasonally driven timelines.
Why Private Construction Loans Beat Banks
Flexibility for unique builds and remote locations
Local knowledge of Summit County permitting
Ideal for builders with limited credit history
Asset-based lending focused on ARV
No income docs or W-2s required