Fast, Flexible Hard Money Loans for Colorado Investors

At Your LOI, we provide real estate investors with fast, no-hassle hard money loans in Adams County, Colorado. Whether you’re flipping houses in Westminster or buying multifamily units in Thornton, we help you close faster and smarter with asset-based funding. We serve investors across Colorado—from Denver to Greeley.

hard money

What Are Hard Money Loans?

Hard money loans are short-term, asset-based loans designed for real estate investments. They prioritize property value over borrower income or credit, offering flexibility and speed.

Key Highlights:

  • – 24–48 hour approvals
  • – Close in 5–10 business days
  • – No income verification required
  • – Loan sizes from $75K to $2.5M+
  • – Rehab draws and ground-up construction options available

How to Qualify

  • – Investment property under contract or owned
  • – Renovation scope or business plan
  • – Exit strategy (flip, sell, or refinance)
  • – Basic borrower identity and experience

 

Property Types Eligible

  • – Single-family rentals
  • – Duplexes, triplexes, fourplexes
  • – Small multifamily (up to 20 units)
  • – Mixed-use and light commercial
  • – Rehab or construction-ready lots

Fast Funding Timelines

  • – Term sheets within 24 hours
  • – Underwriting within 48–72 hours
  • – Closings within 5–10 business days

Local Lending Knowledge in Adams County

We’re experts in the local permitting process, weather challenges, and investor zoning for Adams County. We’ve funded 1,000+ Colorado investment deals and understand local markets like Westminster, Thornton, and Northglenn.

Why Use Private Bridge Loans Over Banks?

Banks can take 30–60+ days. We close in under 10.

Asset-based approval means no income docs.

We lend on distressed and rehab-ready properties.

Rehab draws, construction financing, and creative structuring.

Get Started Today

Get fast approval on your loan by applying now and speaking with a local Colorado lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.