Ground-up Construction Loans in Arapahoe County Colorado

construction loan

Ground-up Construction Loan Program

At Your loi, we specialize in Ground-Up Construction Loans in Arapahoe County, Colorado. Our loans are designed to provide real estate investors and developers with the necessary funds to complete new construction projects, from residential properties to large commercial developments. Our team understands the complexities of construction financing and offers flexible terms to ensure your project is funded quickly, so you can move forward with confidence.

Compare Us to Traditional Banks

Our ground-up construction loans significantly outperform traditional bank loans when it comes to speed, flexibility, and accessibility. Approvals take just 24–48 hours, compared to 30–60 days for banks. We close loans in 5–10 business days, while banks often require more than 30 days. Income documentation is not required, unlike banks that demand extensive paperwork. We also provide high flexibility in loan terms and offer construction funding that banks often limit.

How to Qualify

Qualifying for a ground-up loan is straightforward and quick. To qualify:

  • Provide a detailed project plan, including costs and timelines
  • Have control of the land or a signed purchase agreement
  • Submit contractor bids or proof of permits
  • Provide a clear exit strategy
  • No income verification or credit score checks required

Property Types Eligible

We fund a wide range of ground-up construction projects, including:

  • Single-family homes
  • Multi-family units
  • Commercial properties
  •  Land development projects

Fast Funding Timelines

Our streamlined process allows for quick approvals and fast funding, so you can get started on your project without delay.

  • Pre-approvals in 24–48 hours
  • Closings in 5–10 business days
  • Flexible draw schedules 

Local Lending Experience in Arapahoe County

Our team has in-depth knowledge of the Arapahoe County real estate market, including zoning codes, building permits, and regional construction trends. Whether you’re developing in Aurora, Centennial, or Cherry Hills Village, we help you navigate the local permitting and construction process to ensure your funding is secured without unnecessary delays.

Benefits Over Banks

closing in days (7 - 10 days)

Faster approval and funding

Experience in construction financing, familiarity with local zoning

Flexible terms tailored to your project’s needs

No income documentation requirements

Get Started Today

Get your construction project financed quickly. Contact us for personalized loan advice. Share your project details and get quick answers from our team.