Hard Money Loans in Arapahoe County Colorado

Are you a real estate investor in Aurora, Centennial, or Englewood looking for quick, no-hassle funding? At Your Loi, we specialize in hard money loans in Arapahoe County, Colorado, built specifically for local flippers, landlords, developers, and real estate investors who need speed, flexibility, and asset-based lending.

hard money

What Are Hard Money Loans?

Hard money loans are short-term, asset-based financing solutions that prioritize the value of the property—not your income or credit score. These loans are ideal for fix and flip projects, bridge financing, off-market property acquisitions, and investment opportunities that require a fast close.

Compare Us to Traditional Banks

Unlike banks, we work fast and offer flexible solutions. There’s no waiting on committee decisions, income statements, or perfect credit. Our team understands investor timelines and adapts loan structures to fit your project’s scope and exit strategy.

How to Qualify

Qualifying for a hard money loan is simple and based on your deal, not your paperwork. You’ll need a property under contract or already owned, a clear renovation or investment plan, and an exit strategy such as resale or refinance. Provide basic borrower identification and project information. We typically lend up to 90% of the purchase price or 85% of the ARV (After Repair Value).

Property Types Eligible

We fund a wide range of investment property types, including:

  • Single-family residences (SFR), duplexes, and triplexes
  • Small multi-family buildings
  • Mixed-use real estate
  • Light commercial properties

Fast Funding Timelines

We can close bridge loans in as little as 3–5 business days. Our streamlined underwriting and in-house decision-making make it easy to secure funds quickly—even when traditional banks can’t keep up.

Local Market Expertise

We know Arapahoe County inside and out. Our team has deep experience underwriting deals in Aurora’s infill areas, Centennial’s single-family investment pockets, and Englewood’s active flip market. We’re experts in local zoning, inspections, title processes, and permitting—giving you a major advantage when speed and precision matter most.

Benefits Over Banks

Faster closings (7 - 10 days)

Willingness to fund distressed properties

Asset-based lending that focuses on property value

Flexible terms tailored to your project

No income documentation requirements

Get Started Today

Get your loan processed in days, not weeks. Our team is ready to help you with your next project. Share your project details and get quick responses to move forward.