Ground-up Construction Loans in Boulder County Colorado
At Your LOI, we provide flexible ground-up construction loans in Boulder County, Colorado, for investors, developers, and builders looking to fund new real estate projects. Whether you’re building a single-family rental in Longmont or a mixed-use property in Boulder, we offer fast, private capital tailored to your project’s timeline.
Ground-up Construction Loan Program Overview
Ground-up construction loans are short-term, asset-based loans used to fund land acquisition and new construction. These loans are ideal for projects that require capital before traditional financing becomes available post-completion.
Program Highlights:
- Loan amounts from $250,000 to $10 million+
- Up to 70% of land value and 100% of construction budget
- Interest-only during the construction period
- Draws released upon inspection milestones
- Terms from 12 to 24 months
How to Qualify
To qualify, provide the following:
- Purchase contract or land ownership
- Project scope with costs and timeline
- Building plans and permits (or in progress)
- Licensed contractor and borrower entity docs
Property Types Eligible
- Single-family homes
- Duplexes and multifamily (up to 20 units)
- Mixed-use buildings
- Commercial office or retail space
- Shovel-ready infill lots
Fast Funding Timelines
Timing matters. Here’s what you can expect:
- Term sheet within 24 hours
- Full underwriting within 3–5 business days
- First draw funding within 7–10 days of close
Local Lending Experties
Your LOI has funded over 1,000 real estate investment deals throughout Colorado. We understand the unique build and permitting requirements of Boulder County and surrounding areas like Longmont, Lafayette, and Louisville. From wildfire setback compliance to green build certifications, we navigate local complexities so you can stay on schedule.
Why Choose Us
Faster funding for early-stage construction
Flexible structuring based on project equity
Familiarity with Boulder County inspection processes
No tax returns or personal income verification required