Hard Money Loans in Delta County Colorado
At Your LOI, we provide fast and flexible hard money loans in Delta County Colorado for real estate investors, flippers, and developers. Whether you’re buying a fixer-upper in Delta or investing in multi-family units in Cedaredge or Orchard City, we deliver quick capital with minimal documentation and local expertise.
Hard Money Loan Program
Our hard money loans are asset-based and tailored for time-sensitive opportunities. They are ideal for acquisitions, renovations, bridge loans, or ground-up construction. We lend based on the property’s value, not your credit score or tax returns.
How to Qualify
Qualifying is easy and straightforward. We require:
- A property under contract or owned
- Scope of work or renovation budget (if applicable)
- Estimated ARV (After Repair Value)
- Basic borrower ID or LLC formation
- Clear exit strategy (sale or refinance)
Property Types Eligible
- Single-family homes
- Duplexes, triplexes, fourplexes
- Small multifamily buildings
- Mixed-use and light commercial properties
- Land or lots with shovel-ready permits
Fast Funding Timelines
- Term sheet within 24 hours
- Underwriting in 48–72 hours
- Close in as little as 5–10 business days
Delta County Market Knowledge
We understand the unique needs of investors in Delta County, from agricultural overlays in Olathe to property rehab regulations in Hotchkiss. Our local lending experts help you navigate title, permitting, and inspection requirements across all municipalities.
Why Choose Private Lending Over Banks?
Experience working with Delta County zoning and inspections
Rehab, construction, and distressed property financing available
Close deals fast (5 - 10 days)
Flexible terms based on your investment goals
No income verification
Serving Real Estate Investors Across Colorado
In addition to Delta County, we serve investors across Colorado including Denver, Colorado Springs, Fort Collins, Aurora, Lakewood, and Greeley. Trusted by investors from the Front Range to the Western Slope.
Get Funded Fast for Your Next Investment
Get fast approval on your loan by applying now and speaking with a local Colorado lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals