Ground-Up Construction Loans in El Paso County Colorado
Your Loi offers tailored financing solutions for real estate investors seeking ground-up construction loans in El Paso County, Colorado. Whether you’re developing new residential builds, small multifamily projects, or commercial investment properties, our fast, flexible funding gives you the advantage in a competitive market.
Ground-Up Construction Loans Program in El Paso County
Our ground-up construction loans are designed for experienced investors, builders, and developers looking to fund the full lifecycle of a project—from lot purchase to vertical construction. We serve Colorado Springs, Fountain, Monument, and all throughout El Paso County.
Private vs. Traditional Bank Construction Loans
Banks often require 3–6 months for approval, but our loans close in just a few days. We offer flexible lending with no rigid underwriting or debt-to-income ratios, making our loans an ideal choice for non-owner occupied, investor-use builds.
How to Qualify
To qualify, applicants typically need:
- A detailed scope of work and construction budget
- 10%–30% down payment
- Exit strategy (sale or refinance)
- Experience with past construction or development projects (preferred)
Property Types Eligible
- Single-family homes (spec homes)
- Duplexes, triplexes, and fourplexes
- Small-to-mid multifamily developments
- Mixed-use and light commercial properties
Fast Funding Timelines
We can fund projects in as little as 5–10 business days depending on title, permitting, and construction readiness. Draw schedules are structured around milestones and inspections.
Local Lending Experts in El Paso County
Your Loi has funded over 1,000 real estate investment projects across Colorado. We are intimately familiar with El Paso County’s permitting requirements, real estate market trends, and investor-heavy areas from Colorado Springs to Fountain and Monument.
Why Choose Private Construction Loans Over Banks
Customized solutions for spec builders and investors
Close in days ( 7 - 10 days)
Higher loan-to-cost allowances
Flexible draw schedules
No income verification
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Serving real estate investors across Colorado, including Denver, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Westminster, Pueblo, and Greeley. Trusted in neighborhoods from Denver to Colorado Springs.