Private Hard Money Loans in El Paso County Colorado
At Your Loi, we provide fast and flexible hard money loans in El Paso County, Colorado. Whether you’re investing in distressed properties, ground-up construction, or commercial rehabs, our private lending solutions are tailored for real estate investors who need quick capital without the red tape of traditional banks.
What is a Hard Money Loan?
A hard money loan is a short-term, asset-based loan secured by real estate. These loans are ideal for fix-and-flip projects, buy-and-holds, bridge loans, or construction deals where time-sensitive opportunities matter most. We approve based on the value of the asset — not your credit score or income.
Our Loan Program
- Loan Amounts: $100K to $50M
- LTV up to 85% ARV
- Closings in as little as 3–7 days
- No tax returns or W2s required
- Funds available for rehab and ground-up construction
Property Types Eligible
- Single-family fix & flips
- Multifamily acquisitions
- Ground-up residential and mixed-use projects
- Commercial properties
Why Choose Us in El Paso County
With over 1,000 funded deals across Colorado, we understand the local market — from city code requirements to climate considerations that affect build timelines. Our investors trust us to provide fast capital for time-sensitive real estate opportunities across Colorado Springs and neighboring zip codes.
Why Use Private Bridge Loans Over Banks?
Experienced local lending team familiar with El Paso County permitting
Asset-based approval
Same-day underwriting decisions
Custom loan terms for unique projects
Funding within a week
Who We Serve
Our lending team works directly with real estate investors, brokers, contractors, and developers throughout El Paso County — including Colorado Springs, Fountain, and nearby communities. If you’re buying, flipping, or building investment properties, we have the tools and funding you need to move fast.