Construction Loans Ground Up in Jefferson County Colorado
Looking to build from the ground up in Lakewood, Golden, or Wheat Ridge? YourLOI offers construction loans ground up in Jefferson County Colorado to real estate investors and developers seeking flexible financing without the delays of traditional banks. Whether you’re planning single-family, multifamily, or light commercial projects, our lending programs are designed to support fast, phased construction.
Ground-Up Construction Loan Program
Our construction loans are structured for real estate investors needing funding for land acquisition, vertical construction, and project completion. We fund in draws based on milestones, giving you the flexibility to build at your pace while preserving working capital.
Private Construction Loans vs. Bank Financing
We close in just 7–10 days, offer flexible funding for rehabs, teardowns, and new builds with minimal documentation, provide custom draws, and bring expertise from funding over 1,000 investor projects across Colorado.
How to Qualify
– Lot under contract or owned
– Architectural plans and contractor budget
– Permits in process or approved
– Timeline and scope of work
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family investment homes
– Duplexes, triplexes, or small multifamily
– Mixed-use buildings
– Commercial offices or retail spaces
– Infill developments and tear-down rebuilds
Fast Funding Timelines
– Term sheet in 24–48 hours
– Full approval in 3–5 business days
– First draw within 7–10 business days
– Ongoing draws aligned with construction progress
Local Construction Lending Expertise in Jefferson County
We understand the zoning codes, permitting processes, and construction nuances of Jefferson County. Whether you're building in suburban Lakewood or the foothills of Golden, our team guides you through challenges such as hillside grading, permit delays, and contractor approvals.
Why Choose YourLOI Loans?
We fund land, foundation, and vertical construction
Close in 7-10 days
In-house local underwriting and fast approvals
Experience in Jefferson County permitting and inspections
No tax returns or W-2s required
Built on Experience and Trust
YourLOI has funded more than 1,000 real estate projects in Colorado. We’re a licensed private lender known for fast closings, transparent terms, and local knowledge. Our loan officers work directly with developers, contractors, and title teams to ensure every build is supported from start to finish.
Get Started Today
Trusted by investors across Colorado—from Denver to Fort Collins to Colorado Springs—we help get projects out of the ground and onto the market.