Fix and Flip Loans in Jefferson County Colorado
Are you flipping homes in Lakewood, Golden, or Arvada? YourLOI offers fast, flexible fix and flip loans in Jefferson County Colorado designed for real estate investors, contractors, and brokers. Get funding for distressed properties, rehab projects, and auction deals—without traditional income verification or slow bank approvals.
Fix and Flip Loan Program
Our Fix and Flip Loan Program in Jefferson County Colorado is designed for real estate investors who need fast, flexible funding to acquire, renovate, and resell properties for a profit. Unlike traditional banks that focus on income documentation and lengthy approvals, we take an asset-based lending approach—evaluating the property’s potential instead of just your financial history.
Fix and Flip Loans vs. Bank Loans
Our fix and flip loans offer approval in just 24–48 hours compared to 30–60 days with banks, require minimal documentation instead of extensive paperwork, provide flexibility with rehab funding and draws rather than purchase-only financing, close in under 10 days versus 45+ days, and are based on asset value instead of strict income requirements.
How to Qualify
– Property under contract or already owned
– Renovation scope and budget
– Estimated ARV (After Repair Value)
– Exit strategy (sale or refinance)
– Borrower ID or entity documentation
Property Types Eligible
– Single-family homes (SFRs)
– Duplexes, triplexes, and fourplexes
– Small multi-unit properties
– Mixed-use buildings with residential component
– Auction, foreclosure, or off-market properties
Fast Funding Timelines
– Term sheet in 24 hours
– Underwriting in 48–72 hours
– Funding within 5–10 business days
– Rehab draws scheduled as work progresses
Local Lending Knowledge in Jefferson County
We understand the investor market in Jefferson County, from historic renovations in Golden to suburban rehabs in Arvada. Our lending team has experience with local permitting requirements, rehab inspections, and zoning codes that impact fix and flip timelines. Serving clients from Denver to Colorado Springs, we know how to move quickly and locally.
Why Choose Us Over a Traditional Bank?
Designed specifically for real estate investors and contractors
Close in 7-10 days
Local expertise in Jefferson County zoning and permits.
Flexible lending terms based on property potential
No tax returns or W-2s needed
Experience, Expertise & Trust
YourLOI has funded over 1,000 real estate projects across the state. We’re a licensed private lender known for transparency, speed, and investor-first financing. Our team works directly with title companies, contractors, and local officials to ensure your flip gets off the ground quickly.
Get Started Today
Get fast approval on your loan by applying now and speaking with a local Colorado lending expert who’ll guide you through the process. Simply submit your deal scenario for same-day feedback and take the first step towards achieving your financial goals.