Ground-Up Construction Loans in Larimer County Colorado
YourLOI provides fast, flexible financing for ground-up construction in Larimer County, Colorado. Whether you’re building a new single-family rental in Fort Collins or a mixed-use property in Loveland, our loan programs are designed to support your vision from land acquisition to final inspection.
Ground-Up Construction Loan Program
Ground-up construction loans are short-term loans that finance the complete construction of a new residential or commercial property. These loans cover land purchase, permit costs, vertical construction, and finishing. Funds are distributed in draws based on project milestones.
How to Qualify
We work with both experienced and first-time developers. To qualify, you’ll need:
- Land owned or under contract
- Approved plans or architectural drawings
- Building permits or status updates
- Construction budget and project timeline
- Exit strategy (sale or long-term refinance)
Property Types Eligible
- Single-family homes
- Duplexes and fourplexes
- Small multifamily buildings
- Mixed-use developments
- Infill lots or subdivided parcels
Fast Funding Timelines
- Indicative terms within 24–48 hours
- Full underwriting in 3–5 business days
- First draw within 7–10 business days
- Scheduled draws throughout construction
Why Choose Private Lending Over Banks?
With over 1,000 investment projects funded across Colorado, our lending team understands Larimer County’s unique construction environment. From Fort Collins to Estes Park and Timnath, we’ve helped developers and builders navigate zoning challenges, permitting delays, and seasonal weather impacts.
Why Use Private Loans Over Banks?
Local insights on Larimer County building processes
Approvals based on project value and feasibility
More flexible with borrower credit and experience
Funds released as work is completed and verified
Close quickly without tax returns or W-2s
Build With Confidence in Larimer County
YourLOI proudly serves real estate investors across Colorado—from Denver to Greeley, and Colorado Springs to Fort Collins. Apply now for fast approval. Speak to a local Colorado lending expert today.