Construction Loans Ground Up in Mesa County Colorado
YourLOI proudly offers fast and flexible ground-up construction loans in Mesa County, Colorado. We serve real estate investors, builders, and developers in Grand Junction, Fruita, Palisade, and surrounding areas. Whether you’re building residential homes, multifamily units, or light commercial properties, our private lending solutions help you get to the finish line faster.
Loan Program Overview
Our construction loans are designed for investors seeking to finance the entire vertical construction process—from land purchase or payoff to final certificate of occupancy. We fund shovel-ready projects and help you navigate local permitting, inspections, and draw schedules in Mesa County’s growing real estate market.
How to Qualify
To qualify for a construction loan in Mesa County, you will typically need:
– A shovel-ready lot (owned or under contract)
– A detailed scope of work and construction budget
– Building permits or evidence of application
– Contractor agreement or GC resume
– Exit strategy (sale or refinance)
Property Types Eligible
– Single-family residences
– Duplexes, triplexes, and quadplexes
– Townhomes and condo developments
– Multifamily (up to 20 units)
– Light commercial (retail, office, mixed-use)
Fast Funding Timelines
– Term sheet within 24–48 hours of submission
– Underwriting and approval in 3–5 business days
– Draw inspections completed within 48 hours
– Local title and escrow support in Mesa County
Mesa County Market Knowledge
Our team is well-versed in Mesa County permitting, zoning, and construction requirements. From the Colorado National Monument area to downtown Grand Junction, we understand the climate, inspection timelines, and investor demand in the region. We're trusted by real estate developers from Denver to Colorado Springs and now proudly serving Western Colorado.
Why Choose Private Lending Over Banks?
Local underwriting with flexible terms
Fast closings in days, not months
Funding for land, construction, and permits
Custom draw schedules
No income verification