On-Time Closing Guarantee Terms & Conditions 

1. Overview

YourLOI On-Time Closing Guarantee offers you for qualified borrowers who meet all required submission criteria. This policy ensures confidence and accountability in our lending process.

2. What Is the On-Time Closing Guarantee?

The On-Time Closing Guarantee means that, subject to the terms and conditions outlined here, YourLOI On-Time Closing Guarantee guarantees the closing of your loan transaction by the scheduled date—or we’ll provide a credit toward closing costs or fees, as applicable.

3. Eligibility Criteria

To qualify for YourLOI On-Time Closing Guarantee, borrowers must:
– Submit all required documents within 24 hours of request
– Complete all disclosures and acknowledgments within designated timeframes
– Not make material changes to financial status or property after approval
– Cooperate fully with title, escrow, and appraisal providers

4. Situations Not Covered by the Guarantee

The On-Time Closing Guarantee does not apply in cases involving:
– Borrower delays or failure to respond timely
– Changes in property conditions
– Third-party issues (title, appraisal, survey delays)
– Acts of God or force majeure (e.g., natural disaster, cyberattack)

5. Guarantee Credit or Reimbursement

If Your LOI fails to meet the agreed-upon closing timeline (and the borrower meets all eligibility criteria), we will apply a closing cost credit of up to $1,000 or waive applicable processing fees. The credit will be reflected on the final Closing Disclosure.

6. Borrower Obligations

Borrowers are expected to:
– Maintain open and responsive communication
– Notify Your LOI of any material changes in property or personal finances
– Coordinate with their escrow/title company and be available for signing

7. Right to Modify or Cancel

Your LOI reserves the right to amend or cancel the On-Time Closing Guarantee at any time. Any updates will apply prospectively and be disclosed via our website.

8. Legal Considerations

This guarantee is not insurance and does not constitute a performance bond. Offer is void where prohibited by law and subject to applicable state lending regulations.

9. Contact Us

For questions or eligibility inquiries, contact us at :

📧 Email: security@fixandfliploansnearme.com

📬 Mail:2590 Welton St. Suite 200. Denver, CO 80205

📞 Phone: (800) 664-7505