Privacy Policy 

1. Introduction

YourLOI Privacy Policy is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with federal and state regulations.

2. Information We Collect

We collect information you provide directly for YourLOI Privacy Policy (e.g., applications, forms), and automatically (e.g., cookies, analytics tools), including:
– Full name, contact details, and address
– Social Security number and tax ID (if required)
– Property details and financial data
– Usage data, IP address, browser type

3. How We Use Your Information

Your information for YourLOI Privacy Policy may be used to:
– Evaluate loan applications
– Comply with legal obligations
– Improve website experience
– Communicate with you regarding your account

4. Information Sharing

We do not sell your personal data. We may share it with:
– Affiliated service providers (title, appraisal, underwriting)
– Government or legal authorities, when required
– Marketing and analytics partners (anonymized data)

5. Your Privacy Rights

If you are a California resident, under CCPA and CPRA, you have the right to:
– Know what personal data we collect
– Request deletion or correction of your data
– Opt-out of data sharing or sale
– Exercise non-discrimination for exercising your rights

6. GLBA Financial Privacy Notice

As a financial institution, Your LOI adheres to the Gramm-Leach-Bliley Act (GLBA), requiring us to protect your financial information and give you notice of our privacy practices.

7. Data Security and Retention

We implement industry-standard security measures to protect your data. Information is retained only as long as necessary to fulfill legal or operational purposes.

8. Children’s Online Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Policy Updates

This Privacy Policy may be updated periodically. We will notify users via email or website notice when material changes occur.

10. Contact Us

For questions regarding this policy or your rights, contact us at :

📧 Email: security@fixandfliploansnearme.com

📬 Mail:2590 Welton St. Suite 200. Denver, CO 80205

📞 Phone: (800) 664-7505

11. Legal Compliance

This policy complies with the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), GLBA, and applicable U.S. federal privacy laws.